The Apna Ghar Apni Chat Application is a government housing plan aimed at assisting low and middle-income families in owning their homes. With this online portal, qualified citizens are able to conveniently apply to affordable housing and monitor their application status from home This guide mentions the process of registration, required documents, and eligibility to join the Apna Ghar Apni Chat Scheme.
Apna Ghar Apni Chat Details
The table below shows important details regarding the Apni Chat Apna Ghar program:
| Program Details | Information |
| Project Name | Apni Chat Apna Ghar Scheme |
| Launched By | CM Punjab Maryam Nawaz |
| Objective | To provide own shelter |
| Goal | Loan for 100,000 houses |
| Installment Amount | 26,000 Pakistani Rupees |
| Government Subsidy | 60% provided by Government |
| Down Payment | 40% by Beneficiary |
| Installment Period | 5 years |
How to Fill Apna Ghar Apni Chat Application Form
The process of application is easy and clear. To complete your registration, follow these few steps:
- Go to the official site: acag.punjab.gov.pk.
- Click the registration button on the upper right side.
- Fill in personal information such as full name, CNIC, contact number.
- Give family head details (CNIC of father or husband).
- Provide the necessary documents such as property ownership documents and CNIC copies.
- Recheck everything to prevent rejection.
- Lastly, upload the application form and keep a copy of your application reference number.
All the information is verified by the government via NADRA and PLRA databases. Ensure that your records are consistent.
Apna Ghar Apni Chat Login Process
Once you have sent in your application, you can track it via the portal. To log in, follow these directions:
- Go to the official ACAG Punjab site.
- Click on the login option.
- Type in your password and CNIC number.
- Monitor your applications and updates on your dashboard.
You can use your registered phone number to retrieve your password in case you forget it.
Check Apna Ghar Apni Chat Application Status Online
The status checker online tool helps you in monitoring your application. To verify, simply:
- Go to the official website of Apna Ghar Apni Chat project.
- Enter your CNIC number.
- Click “Check Status” button.
Your status might show:
- Under Review: In process application.
- Approved: You are qualified to get financial aid.
- Rejected: Justification of rejection will be offered.
- Documents Required: Further confirmation required.
Once approved, you’ll receive instructions about loan disbursement and construction guidelines.
Apna Ghar Apni Chat Eligibility Criteria
To be eligible, the following criteria must be met:
- Permanent resident of Punjab province.
- Own 1-5 Marla in an urban or 1-10 Marla in a rural area.
- Have a PMT score below 60 percent.
- No criminal history or financial defaults.
- Registered in National Socio-Economic Registry (NSER).
The program includes major cities such as Lahore, Faisalabad, Rawalpindi, Multan, Sialkot and Sargodha.
